Unless a bank has the capabilities to print their own starter checks on demand, most of the time a customers stater checks will be blank. That perforated check paper is the reason why checks tear out easily from a checkbook. One reason they are sent out is because checks are printed on specialized perforated paper.
The permanent checks for your checking account have to be sent out to a printer to be printed. Those items can be produced immediately at the bank, but your checkbook cannot. (see the differences between checking vs. Starter checks are the checks that your bank will give you once you open a brand new checking account in addition to your ATM and debit card. Starter checks could be considered basic bank checks. What Are Other Options to Send Money Besides Starter Checks?.
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